Social Security Benefits
The following checklist is
designed to help you file for your Social Security benefits correctly so
that prompt payments may be made.
Eligibility:
The deceased worker must have credit
for work covered by Social Security, ranging from 1 1/2 to 10 years
depending on his or her age at death.
Who May Receive Monthly Benefits?
- A widow or widower age 60 or older (50 if
disabled), or at any age if caring for an entitled child who is under 16
or disabled.
- A divorced widow or widower age 60 or older (50
if disabled) if the marriage lasted 10 years, or if caring for an
entitled child who is under 16 or disabled.
- Unmarried children up to 18 (19 if they are
attending a primary or secondary school full lime).
- Children who were disabled before reaching 22, as
long as they remained disabled.
- Dependent parent or parents 62 or older.
Lump-Sum Death Payment
A one time payment of $255 is paid in
addition to the monthly cash benefits described above. The lump-sum death
payment (LSDP) is paid in the following priority order:
- A surviving spouse who lived in the same
household as the deceased person at the time of death.
- A surviving spouse eligible for or entitled to
benefits for the month of death.
- A child or children eligible for or entitled to
benefits for the month of death.
Applying for Benefits
You must apply in order to receive benefits. You may
apply at any Social Security office or, if you wish, you may apply by
telephone. Just dial the toll-free number 1-800-772-1213 and the operator
will schedule an appointment for you or arrange for the local Social
Security office to take your claim by telephone.
Social Security Teleservice - Doing Business By Telephone
You may call Social Security toll-free, 365 days a year,
24 hours a day. The number to use is 1-800-772-1213. To speak with a
representative, call between the hours of 7:00am and 7:00pm on regular
business days. At other times and on weekends and holidays, you may leave
a message and they will call you back, in most cases, the next business
day.
You may use the toll-free number to make an appointment
either in a Social Security office or telephone to apply for benefits,
transact other Social Security business, or just ask questions.
Social Security Administration